First Person Golden Wealth Baccarat

First Person Golden Wealth Baccarat

RTP: 98.85%
MAX WIN: x1310720
Bitcoin Casino » First Person Golden Wealth Baccarat

The objective in First Person Golden Wealth Baccarat is to predict whose hand – the Player’s or the Banker’s – will win by having the value closest to 9.

Game Rules

First Person Golden Wealth Baccarat is played with eight standard 52-card decks. Card values are as follows:

  • Aces are the lowest cards and are worth 1 point each.
  • Cards from 2 to 9 are worth their numerical face values.
  • 10s and face cards (jacks, queens and kings) are each worth 0.

Cards are burnt after each shuffle. At the start of a new shoe, one card is drawn face-up from the shoe. The number of cards to be burnt depends on the face value of the first drawn card. In this card burning procedure, 10s and face cards will have a face value of 10 and will result in 10 cards burnt. Cards are burnt by placing them in the burnt card holder.

Only the numeric value of each card is relevant in the main Baccarat game; each card’s suit (hearts, spades, clubs or diamonds) is irrelevant.

Prior to each deal, your bet has to be placed on whether the Player or the Banker will win the round by having the hand with a value closest to 9. You also have the option to bet that the round will end in a Tie, which occurs when both the Player and Banker hold hands of equal value.

In addition, you can also bet on Player/Banker Pair (P/B Pair), which will pay if the first two cards dealt to the Player/Banker constitute a pair.

A Golden fee of 20% will be added to each of your placed bets. For example, if your bet is 5, then 20% Golden fee applied is 1, and your total bet will be 6. This total bet value will be visible on your screen.

First Person Golden Wealth Baccarat By Evolution Gaming

First Person Golden Wealth Baccarat By Evolution Gaming

Golden Round

After your bets are accepted, the Golden round occurs. During the Golden round from one to five random Golden cards are drawn from a virtual 52-card pack. These Golden cards are then given randomly assigned Golden multipliers of 2x, 3x, 4x, 5x or 8x. If your bet wins and contains card/s that are among the selected Golden cards, your payout will be multiplied by the Golden multiplier assigned to the card/s.

You will have a chance to win even more if two or more Golden cards are dealt to the same bet spot. Those multipliers will be multiplied and your payout then will be multiplied by the total multiplier! Your initial bet will be added on top of your winnings. If the winning hand does not contain the revealed Golden card/s, then the regular payout is applied. See “Payouts” section for detailed payout information.

After the Golden Round has occurred, two cards are dealt each to the Player and to the Banker.

If the Player and Banker hold hands of equal value, the round ends in a tie. The Tie bet wins, and bets on the Player and Banker push (are returned). The Golden fee for the pushed Player/Banker bets will not be returned.

Each hand’s value is calculated by dropping the tens digit in a hand otherwise worth 10 or more. For example, a hand consisting of a 7 and a 9 is only worth 6 in Baccarat (because 16-10=6). Similarly, a face card plus a 9 will be worth 9.

If the Player or the Banker receives an initial two-card hand worth 8 or a 9 (a “natural” 8 or 9), no additional cards will be dealt to either hand.

If the Player and Banker receive initial two-card hands worth 0-7, the “Third Card Rule” is consulted to determine if a third card is to be dealt to either hand or both hands. The Player always goes first.

Player’s Hand

Player’s initial two-card hand
0-1-2-3-4-5Player draws a third card.
6-7Player stands.
8-9 (a “natural”)No third card to either hand.

 Banker’s Hand


Banker’s initial two- card

Value of third card drawn by Player
No third card 





















D – Draw; S – Stand

If the Player’s hand stands on a 6 or 7, then a Banker hand totalling 3, 4 or 5 must draw, while a Banker hand totalling 6 must stand.

Whoever gets the hand closest to a total of 9 wins.

You can build and observe the trends first and have a number of hands dealt for free. Simply click/tap the “+1” button while playing at the table to grow roads for the particular table.

Shuffle the shoe at any time to clear any patterns at your table.

After you have clicked/tapped this button, all the roads will be cleared, and the cards will be shuffled. To get back to game faster, skip the shuffling animation. Simply click/tap the SKIP button.

Cut the cards yourself by moving the red cutting card above the deck.

Side Bets

Side BetDescription
P PairPays if the first two cards dealt to the Player constitute a pair.
B PairPays if the first two cards dealt to the Banker constitute a pair.


Your payout depends on the type of bet placed.

Player1 – 512:1
Banker1 – 512:1

95% of your Banker bet is returned if Banker wins

Tie5 – 1,310,720:1
P Pair9 – 576:1
B Pair9 – 576:1

Maximum payout for your all winnings within a game round is limited. For details see the Bet Limit table.

Please note that any malfunction voids the game round and all eventual payouts for the round. Bets will be returned.

Return to Player

The optimal Return to Player (RTP) percentage for First Person Golden Wealth Baccarat is 98.85%. The following table displays the return-to-player percentage on the different optional side bets.

BetReturn to Player
B Pair86%
P Pair86%

RTP is based on a maximum bet placed on an individual bet.

The probability for the top prize, matching all 6 cards for a Tie, is one in 452,656,878,803.

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