The objective in Lightning Baccarat is to predict whether Player or Banker hand will win by having the value closest to 9.
The game is hosted by a dealer and is played with eight standard 52-card decks. Card values are as follows:
- Aces are the lowest cards and are worth 1 point each.
- Cards from 2 to 9 are worth their numerical face values.
- 10s and face cards (jacks, queens and kings) are each worth 0.
Only the numeric value of each card is relevant in the main Baccarat game; each card’s suit (hearts, spades, clubs or diamonds) is irrelevant.
Prior to each deal, you must place your bet on whether the Player or the Banker will win the round by having the hand with a value closest to 9.
If you believe that both the Player and Banker will hold hands of equal value, you also have the option to bet on Tie.
In addition, you can also bet on Player/Banker Pair (P/B Pair), which will pay if the first two cards dealt to the Player/Banker constitute a pair.
A Lightning fee of 20% will be added to each of your placed bets. For example, if your bet is 5, then 20% Lightning fee applied is 1, and your total bet will be 6. This total bet value will be visible on your screen.
After your bets are accepted, the Lightning round occurs. During the Lightning round from one to five random Lightning cards are drawn from a virtual 52-card pack. These Lightning cards are then given randomly assigned Lightning multipliers of 2x, 3x, 4x, 5x or 8x. If your bet wins and contains card/s that are among the selected Lightning cards, your payout will be multiplied by the Lightning multiplier assigned to the card/s.
You will have a chance to win even more if two or more Lightning cards are dealt to the same bet spot. Those multipliers will be multiplied and your payout then will be multiplied by the the total multiplier! Your initial bet will be added on top of your winnings. If the winning hand does not contain the revealed Lightning card/s, then the regular payout is applied. See “Payouts” section for detailed payout information.
After the Lightning Round has occurred, the dealer deals two initial cards to the Player and to the Banker.
If the Player and Banker hold hands of equal value, the round ends in a tie. The Tie bet wins, and bets on the Player and Banker push (are returned). The Lightning fee for the pushed Player/Banker bets will not be returned.
Each hand’s value is calculated by dropping the tens digit in a hand otherwise worth 10 or more. For example, a hand consisting of a 7 and a 9 is only worth 6 in Baccarat (because 16-10=6). Similarly, a face card plus a 9 will be worth 9.
If the Player or the Banker receives an initial two-card hand worth 8 or a 9 (a “natural” 8 or 9), no additional cards will be dealt to either hand.
If the Player and Banker receive initial two-card hands worth 0-7, the “Third Card Rule” is consulted to determine if a third card is to be dealt to either hand or both hands. The Player always goes first.
|Player’s initial two-card hand|
|0-1-2-3-4-5||Player draws a third card.|
|8-9 (a “natural”)||No third card to either hand.|
|Value of third card drawn by Player|
|Banker’s initial two- card|| |
No third card
D – Draw; S – Stand
If the Player’s hand stands on a 6 or 7, then a Banker hand totalling 3, 4 or 5 must draw, while a Banker hand totalling 6 must stand.
Whoever gets the hand closest to a total of 9 wins.
|P Pair||Pays if the first two cards dealt to the Player constitute a pair.|
|B Pair||Pays if the first two cards dealt to the Banker constitute a pair.|
Your payout depends on the type of bet placed.
(5% commission on Banker bet)
Maximum payout for all your winnings within a game round is limited. For details see the Bet Limit table.
Please note that any malfunction voids the game round and all eventual payouts for the round. Bets will be returned.
Return to Player
The optimal Return to Player (RTP) percentage for Baccarat is 98.76%.
RTP is based on a maximum bet placed on an individual bet.
The probability for the top prize, matching all 6 cards for a Tie, is one in 31,066,029,124.