The objective in Peek Baccarat is to predict whose hand will win by having the value closest to 9.
The game is hosted by a dealer and is played with eight standard 52-card decks. Card values are as follows:
- Aces are the lowest cards and are worth 1 point each.
- Cards from 2 to 9 are worth their numerical face values.
- 10s and face cards (jacks, queens, and kings) are each worth 0.
Only the numeric value of each card is relevant in the main Baccarat game; each card’s suit (hearts, spades, clubs or diamonds) is irrelevant.
Prior to each deal, you must place your bet on whether the Player or the Banker will win the round by having the hand with a value closest to 9.
If you believe that both the Player and Banker will hold hands of equal value, you also have the option to bet on Tie.
In addition, you can also bet on Player/Banker Pair (P/B Pair), which will pay if the first two cards dealt to the Player/Banker constitute a pair.
A Peek Fee of 20% will be added to your initial bet on the Player and Banker betting spots. For example, if you bet 5 on Player or Banker, then a 20% Peek Fee will be applied (value: 1), and your total bet will be 6. This total bet value will be visible on your screen.
The Peek Fee is not applied on the Tie, P Pair, or B Pair betting spots.
The dealer begins by dealing two initial cards to the Player and to the Banker. One to four of the dealt cards are revealed, after which the player has the option to double or triple their initial bet, or to continue with their initial bet.
The Peek Fee will not be applied to the added value of the doubled or tripled bet.
When the player has made their choice, the game continues. If the Player and Banker hold hands of equal value, the round ends in a tie. The Tie bet wins, and bets on the Player and Banker push (are returned).
However, the Peek Fee is not returned.
Each hand’s value is calculated by dropping the tens digit in a hand otherwise worth 10 or more. For example, a hand consisting of a 7 and a 9 is only worth 6 in Baccarat (because 16-10=6). Similarly, a face card plus a 9 will be worth 9.
If the Player or the Banker receives an initial two-card hand worth 8 or a 9 (a “natural” 8 or 9), no additional cards will be dealt to either hand.
If the Player and Banker receive initial two-card hands worth 0-7, the “Third Card Rule” is consulted to determine if a third card is to be dealt to either hand or both hands. The Player always goes first.
|Player’s initial two-card hand|
|0-1-2-3-4-5||Player draws a third card.|
|8-9 (a “natural”)||No third card to either hand.|
Banker’s initial two- card
|Value of third card drawn by Player|
|No third card|| |
D — Draw; S — Stand
If the Player’s hand stands on a 6 or 7, then a Banker hand totalling 3, 4 or 5 must draw, while a Banker hand totalling 6 must stand.
Whoever gets the hand closest to a total of 9 wins.
|P Pair||Pays if the first two cards dealt to the Player constitute a pair.|
|B Pair||Pays if the first two cards dealt to the Banker constitute a pair.|
Your payout depends on the type of bet placed.
(5% commission is charged. Commission applies to initial bet and Peek bet.)
Please note that any malfunction voids the game round and all eventual payouts for the round. Bets will be returned.
Return to Player
The optimal Return to Player (RTP) percentage for Baccarat is 98.80%*.
The following table displays the return-to-player percentage on the different optional side bets.
|Side Bet||Return to Player|
*RTP based on optimal strategy for Banker bet.